Kwabs.com Mortgage Calculators
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Should I Pay Points to Lower Interest Rate ?
Input Information
Loan Information
Amount :
($)
Interest Rate :
(%)
Interest Rate with Points :
(%)
Length :
(Yrs)
Additional Information
Points :
(%)
Your Savings Rate :
(%)
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Show Schedule Table
Financial Analysis
Without Points
With Points
Amount Financed :
$250,000.00
$250,000.00
Monthly Principal and Interest :
$1,304.12
$1,215.26
Monthly Payment Savings :
$88.86
Points Value :
$2,500.00
Monthly Investment Savings :
$10.42
True Monthly Savings :
$78.44
Break Even :
2 Years 8 Months
DISCLAIMER: There is NO WARRANTY, expressed or implied, for the accuracy of this information or it's applicability to your financial situation. Please consult your own financial advisor.
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Nyack, NY, USA
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